Len and Leslie Marma's Blog
300 Ocean St, Marshfield, MA 02050
Furniture could help you to love your house that much more even if furniture isn't the first thing that you thought about when you bought your house. Awesome landscaping might actually be what attracted you to the house that you just bought. But, it's not outside where you're likely to spend most of your time.
Quick ways to furnish your home without sinking into debt
Most of your time at home may well be spent indoors. Get the wrong furniture and you could hate your house. Spend too much money on furniture and you might love the decor but feel sick each time you think about the price. These tips may keep you from spending too much while you furnish your entire home:
- Buy major furniture pieces for prominent rooms
- Focus on furnishing your living room and bedroom first
- Next, furnish rooms that see lots of use but not as much as the living room and bedroom
- Save finished basements and finished attics for last when furnishing your home
- Choose durable, year round outdoor furniture when buying seating pieces for your front porch and back yard patio
- Go for simple to keep your room spacious and open
- Measure room spaces that you plan to put certain furniture pieces in. Don't guess as to whether or not a chair, sofa, bed or table will fit into a part of your house. Also, make sure that furniture will fit through your front door.
- Consider waiting until after you buy large,expensive furniture pieces before you fill your house with paintings, ceramics and other art pieces
Take your time choosing the right furniture
Admittedly, a great yard, flowers in bloom and grass green and luscious, give nearly any property a value boost. But, it's the furniture that you choose that is going to help determine how comfortable you are when you're at home. Furniture that you place in your house will impact how much you actually like your house.
Old, worn furniture could cause you to regret a house, making it tough to separate the actual house from its interior design. Stylish, modern or futuristic furniture can help to make you feel in tune with popular trends and cultural changes that are on the cusp of happening.
The right furniture also provides your guests with enough space to sit or recline at your place without feeling cramped. If you've ever had guests sit on the floor because you ran out of chairs or didn't have a large enough sofa, you know how important furniture size is.
In addition to thinking about size and style, when selected furniture think about the size of your home. If you shove furniture into corners or tight spaces, you could damage chair and sofa arms. You could also chip expensive wood at the edges of end tables. Be smart when choosing home furnishings and you could fill your home with traditional or trendy furniture that you'll love, furniture that will hold up for years.
Buying a home is one of the biggest purchases that you’ll ever make in your lifetime. You’ll spend decades of your life making mortgage payments to pay off your home loan. Buying a home is more than just simply finding a place to live. It’s also a financial decision. Your home helps you to build equity, gives you tax deductions, and helps you to have some security in your financial future.
One of the biggest questions that you’ll have when you buy a home is “How much can I spend?” To answer this question, you’ll need to dig a little deeper.
Do You Have Money For A Down Payment?
The standard amount of money that you’ll need for a down payment is 20 percent of the purchase price of a home. If you don’t have the money for a full down payment, you’ll need to pay for private mortgage insurance (PMI). This could add up to be an extra cost of hundreds of dollars per month in additional insurance payments on top of your mortgage and every other kind of expense that goes along with buying a home. You’ll need to take the time to save up for a down payment if you’re a first time homebuyer. If you already own a home, the equity that you have in that home can help you with the down payment.
What Are Your Other Financial Responsibilities?
There’s more to buying a home than just the monthly mortgage payment. You’ll need to get insurance, pay taxes, and have some money set aside for repair and decorating costs. You’ll need to look at your monthly income to find out just how much you can afford on a home. You should take an honest look at your lifestyle and existing expenses in order to determine a comfortable monthly mortgage payment for you.
Know Your Credit Score
Your credit score will be a major factor in how much house you’ll be able to afford. Your lender will use your credit score and credit history to help determine what type of interest rate you’ll get and how much they’re willing to lend you in order to buy a home.
Understanding what you can afford for a home purchase is crucial before you even start shopping. It’s a good idea to meet with a lender to get pre-qualified. This is different than getting pre-approved. Your lender will give you a general idea of how much you can spend on a home without digging too deep into your finances. Getting pre-qualified is a great place to start when you’re looking at the numbers of being a homeowner.
You don't have to live in a tropical climate to appreciate the design of a large front porch. In the Southern part of the United States, a wraparound front porch is a sign of prestige. Large front porches are also a mainstay of some Midwest, West and Northeastern houses. Couples met and dated right on the front porch generations ago.
Designing a beautiful front porch is easier than you may think
Families brought holiday gatherings onto the front porch too. Depending on where you grew up and your family traditions, you may take it as a given that all porches are designed with furniture that's nearly as stylish as furniture you find inside a house.
It's not necessary to have a big front porch to add more style to the very first room of your house. Great ways to add style to a porch, regardless of size includes:
- Layering wood porch floorboards with large rustic rugs. Opt for rugs that run the length of your porch, but, leave blank space on the sides of the rug, showcasing your wood floorboards. When it comes to the rugs, think oranges, reds and greens.
- Install a swing to the far right or left of your front porch. If you go with wood floorboards, consider installing a wood swing.
- Intersperse a porch sofa and two to three chairs with tall plants. You'll get more design with the plants if you put the plants in large, marble or ceramic vases that are etched with original designs.
- Go with a simple look by placing two rocking chairs and a small round coffee table on your porch. For added comfort, replace the coffee table with two wooden storage units. Use the units to store magazines and newspapers in and to serve as foot rests.
- Opt for front porch furniture that is padded. If the padding is covered in thick plastic, you can keep the furniture outdoors into the start of winter.
- Situate front porch furniture so that it invites robust conversations. In other words, place chairs around a table, so people face each other while they sit in the chairs.
- Screen in your front porch, keeping insects out. This makes it that much more inviting to sit on the porch during warm weather and at night.
- Compliment porch furniture colors with ceramic, wood and rustic artwork. Flowers are also fantastic at highlighting color.
- Even if you don't choose front porch furniture that's padded, you can give yourself and your guests comfort by placing decorative pillows on porch chairs.
To keep your front porch furniture looking new, store the furniture in the garage or basement during winter. Also, put the furniture away when it is especially stormy. This is a time when having plastic sofa and chair pads helps. Yet, even the pillows need to be protected and brought indoors during heavy snow, rain and ice seasons. Wiping porch furniture down a couple of times a year is another way to extend the life of front porch furniture.
For some people, caring for the lawn is a tedious, but necessary chore. For others, it’s a quiet way to enjoy the outdoors on the weekends.
Regardless of your feelings on lawn care, it’s important if you want your grass to look green throughout the warm months.
There’s a lot more to lawn care, however, than simply mowing and pulling weeds. In this article, we’re going to focus on one factor in particular: soil quality.
How can you ensure your grass remains well-fed and watered during those hot summer months? The answer is underground, in your yard’s topsoil.
Read on for tips on caring for your soil.
Salvaging your soil
Most people don’t have the time or money to remove their entire lawn and start from scratch with seeding or turf. So, how can you begin to help your soil now?
There are several ways to improve soil quality to encourage grass growth. Let’s start with the consistency.
Regardless of whether your soil is more sand, silt, or clay-based it can become compacted throughout the years. Compacted soil makes it difficult for roots to take hold and to reach vital nutrients.
Furthermore, when soil compacts it often builds a layer of debris on the top called thatch. A small amount of thatch isn’t a bad thing. It can help build your grass’s resiliency to impact, namely the feet of your pets or children when they’re playing in the yard. However, if you have too much thatch, it can create barriers to new growth.
There are two ways to manage thatch effectively: remove and prevention. To prevent the buildup of thatch, avoid mixing too much fertilizer and clippings into your lawn. While clippings and fertilizer are both useful ways to improve the quality of your soil and protect your grass, too much can be suffocating to the lawn.
Removing thatch is more difficult than prevention, but you can achieve it will a vertical mower, as well as by raking and collecting trimmings when necessary.
Why acidity matters
In the same way that we need proper nutrients to maintain or health, grass needs the right fertilizer and pH level to grow. Acidity levels range from 0 to 14, with 0 being the most acidic (things like battery acid, lemon juice, and vinegar are all acidic), and 14 being the most alkaline (things like lye and ammonia).
A good pH for grass varies depending on the type of grass you have in your lawn, but a base level would be 6.5 or slightly acidic.
To test your soil pH, you can purchase a kit online or you can send a sample to a lab and they will report back to you. Once you know the pH of your soil, you can find the right type of fertilizer.
Choosing a fertilizer can seem difficult, but there are a few main things you’re looking for. Nitrogen, phosphorous, and potassium are the three main nutrients required by most plant life, and they are the top three ingredients in most fertilizer. There are, however several “micronutrients” that grasses need as well. These include copper, iron, boron, and zinc.
Follow the instructions on the formula you choose. Over-fertilizing your soil can cause harm. You might notice that the tips of the soil like “burnt” or that the blades turn yellowish. This is a good sign that you’re applying too much fertilizer.