Len and Leslie Marma | Marshfield Real Estate, Scituate Real Estate, Pembroke Real Estate


While buying a home is an exciting time, many buyers actually regret their home purchase. One of the biggest regrets that people have is the size of the house they purchased. People either pick a home that’s too large or too small. It may be hard to imagine that you can make a mistake on the size of the home that your purchase. You go into the home buying process knowing how many bedrooms you need and what type of home you might like. Once you begin living in the house, you could find a different story. You may not have enough space for all of your family’s belongings. On the flip side, you could find the amount of space in your home as overwhelming. 

Buying a home isn’t like buying most other things. You can’t easily return it, and there’s quite a bit of an upfront investment that must be made in order to make the purchase. It’s not simple to make a change if you buy the wrong house. The wrong purchase could set you back in making a move for years to come. 

Shop Smart

The best thing to do when shopping for a home is not only to see the home in its current state but what type of potential the house has. Can you add on to the home? Would you be able to make use of all the space the home has? Is there enough storage in the house? Are there ways to quickly add storage? These are a lot of things to consider when shopping for a home but they’re all important questions. Once you move into the home, other than doing a complete overhaul, you may be out of options to improve it without looking for these areas. Of course, the ideal situation is to find a home that already has everything you’re looking for in it.      

Don’t Buy Until You’re Ready

Another mistake that people make is they try to go from renting to owning before they’re ready. Living in an apartment or rental allows for a bunch of advantages that owning a home may not afford you. Owning a home takes commitment, and some people just aren’t ready. Just because it’s widely known knowledge that buying a home is a smart financial decision, doesn’t mean it’s always the best decision for you. You may not be able to afford a house that’s the right size for your family. You may not even know what the right size home will be for you. When these questions remain, you could end up buying a property that’s the wrong size. Don’t worry if you need to take a few more years to save up for a house. On the contrary, don’t worry if you don’t think buying a home is the right decision for you at all.     




The Feeling You Get from Owning Your Home https://www.simplifyingthemarket.com/en/2019/06/05/the-feeling-you-get-from-owning-your-home/?a=28412-23dcd4fcc91efdbe85908cce94fbbd07#HousingMarket #LenandLeslieMarma #MarshfieldRealEstate


The annual rate of home price appreciation falls to a 7-year low https://www.housingwire.com/articles/49250-the-annual-rate-of-home-price-appreciation-falls-to-a-7-year-low#.XPav1B3g9k4.twitter




When pests come into your home, there’s no creepier feeling that you may have as a homeowner. You may turn to your house insurance for assistance if the problem gets really bad. Let’s say that termites have taken over your home and gotten into your walls or foundation. Maybe mice have gotten into the walls of your home, or a squirrel has caused some major issues in the attic. Whatever the problem is, you want to remedy it quickly. It might be an expensive fix no matter what, but it has to be remedied for you to continue to live comfortably in your home. 


The Truth About Homeowners Insurance


Unfortunately, homeowners insurance doesn't cover pest infestations. It doesn’t matter if the termites have literally eaten you out of house and home, the insurance companies consider pests to be an avoidable problem. Even though you may wonder how bugs can be considered “avoidable,” it’s simple. The insurance company believes that regular maintenance and checking of your property can help to prevent bug infestations. This is why it’s so important to take care of your property and not neglect it. 


Collateral Damage


There are a few exceptions to the rule. If your ceiling caves in and it was caused by some of the pest damage, your insurance may cover the cost of the repairs to the ceiling. They may not cover the materials that are needed to repair the ceiling itself. Insurance claims can be tricky, so you’ll need to ask a lot of questions if these problems do occur for you.


What Homeowners Insurance Covers


There’s nothing more frustrating than paying an insurance premium to find out that it doesn’t actually cover anything that you need at a certain point and time. As a general rule, homeowners insurance policies cover things that are considered accidental. This would include natural disasters like hurricanes, hailstorms, or high winds. If a tree falls on your home due to a windstorm, there was really no way of preventing that from happening. Your insurance would cover this. Damage that happens over an extended period, like that of a pest infestation or an aging home generally is not covered by house insurance. 


Separate Policies


Some insurance companies do offer separate policies to cover damage from certain types of pests like termites. There are several varieties of insects that cause damage to wood structures, so these policies may be more general stating that they provide “wood destroying insect” coverage. If you live in an area that’s prone to termites, there’s a few options available to you including something called “termite bonds.”


Your best course of action as a homeowner is prevention. Keep up with regular maintenance around your home and inspect your home regularly for any problems that you may find.


This Single-Family in Marshfield, MA recently sold for $370,625. This Colonial style home was sold by Len and Leslie Marma - SUCCESS! Real Estate.


34 Massasoit, Marshfield, MA 02050

Ocean Bluff

Single-Family

$429,900
Price
$370,625
Sale Price

7
Rooms
4
Beds
2
Baths
Wonderful Marshfield by the sea home in popular Ocean Bluff neighborhood offers easy stroll to ocean but NOT in the flood zone. Many updates include newer roof, furnace, hot water heater, stove and some windows. Wood flooring under the carpet, wonderful enclosed porch and large deck to catch the salt air breezes. Great detached garage includes storage as well as large driveway and fenced yard. Perfect for summer fun as well as winter comfort.

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